Direction built on
understanding and clarity.

Everything we do is focused on
enhancing your wealth into the future.

Patrick Kavanagh, Director, Actuarial Services in an advisory service meeting in boardroom
Wealthy man in private jet reading a document and looking out window

We listen to you and consider many types of capital—human, social, intellectual, and spiritual—in addition to the most critical aspects of your financial life for the creation of your Wealth Stewardship Plan™. The actions you take will create tangible outcomes now and for future generations.

Peace of mind begins
with tangible outcomes.

Clear direction

Identify and prioritize estate-planning and wealth-preservation goals.

Fresh perspective

Integrated strategies and objective advice based on the most viable options for you.

Real confidence

Astute decisions and actions aligned with your evolving objectives.

Wealth Stewardship Plan™

Expert thinking with resourceful professionals.

Life’s requirements change. Your goals evolve.

Performance engineering processes keep you updated while managing the components of your estate plan.

Collaboration for

We want to share a lifelong relationship with your family, earning your trust through performance.

Kate Pal, Joe Pal, and Patrick Kavanagh advising a client at boardroom table

We are catalysts with proven strategies that yield results.

Joe Pal and Jeff Shaddick in Pal Insurance office looking at tablet

Bespoke service built on collaboration and effectiveness.

Joe Pal sitting at his desk in his office

Joe Pal’s attentive expertise in estate planning and intergenerational family wealth strategies is unparalleled.

Pal Insurance underwriting team in a meeting

Discreet, proactive and always confidential.

Professional chef preparing lunch in Pal Insurance chef’s kitchen

Diligent professionals provide timely and personalized client service.